Consumers face insurance contracts and living with their fine print throughout their daily lives. Whether it’s with healthcare, housing, or their cars, there are choices to be made about what insurance contract fits a person best, and how to actually make use of it when problems arise. Technology is bringing new opportunities to how consumers will interact with contracts, and this class will explore what is possible, what consumers might need and want, and what actually works in practice. In this jointly hosted project between CodeX and the Legal Design Lab, students will work on teams to interview consumers about their experiences with contracts, to test new interactive and computable contract models with them, and to propose best practices about how technology might improve consumer’s ability to understand, use, and benefit from insurance contracts. The policy lab will contribute to regulators’ understanding of what the near-future of consumer contracts might be, and how to take a human-centered, data-driven approach to consumer empowerment. Students will contribute new insights to good practices and products that better protect consumers by assessing, developing, and testing the advantages and limitations of legal technology. The project is open to graduate students and qualified undergraduates in law, business, computer science, product design, and communications. Elements used in grading: Attendance, Performance, Class Participation and Written Assignments. CONSENT APPLICATION: To apply for this course, students must complete and submit a Consent Application Form available at https://law.stanford.edu/education/courses/consent-of-instructor-forms. See Consent Application Form for instructions and submission deadline.