The long-awaited Republican health-care plan has finally arrived, but certain key differences with the Affordable Care Act — more widely known as “Obamacare” — are likely to affect Americans’ wallets.

According to estimates by the nonpartisan Congressional Budget Office, the recently proposed American Health Care Act — unofficially going by the names “Trumpcare” and “Ryancare” — would raise the average health-insurance premium for an individual policyholder by 15 to 20 percent just one or two years from now and lower federal subsidies. In contrast, the CBO projected, average Obamacare premiums would decrease 10 percent by 2026.

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What is the likelihood that the AHCA will pass the House and Senate as written? What is the most likely path forward?

Approximately zero.

What provisions of the AHCA do you think should change?

Well I am a (qualified) supporter of the ACA so I think almost all of them should change. I think the scale of the elderly/youth price disparities is a very big problem, the attarctionfor employers to drop coverage is a huge problem, and the reduced coverage under Medicaid is a gigantic problem. But there are others.