Bar exam loans are intended to assist graduating law students in financing their bar-related expenses – application fees, exam fees, and living expenses during the bar study period. A bar loan is not considered part of your academic year educational costs, but will still need to be certified by us so that your graduation date can be verified. In addition, for those students working in the public sector, the certification process allows us to track the loan for loan repayment coverage via our LRAP program.

Because bar loans are not federal loans, you will not see a universal interest rate. Rates will vary by lender. Note that each lender will also have its own loan limit typically with a maximum of $16,000. Keep in mind, too, as you research your options what fees may be assessed, any interest rate reductions that may be available to you, and your repayment terms.

Most lenders will consider an application from your last year of enrollment through six months after graduation.

Listed below are some bar loan programs for you to compare.

• PNC Bar Study Loan
• Sallie Mae Bar Study Loan
• College Ave Bar Study Loan